The Truth About US Bank Approval Rates: Why 65% Are Rejected the First Time, 2026 Bank Selection and Interview Scripts
What are the real US account opening success rates? Across 300+ cases from 2024-2026, first-time approval runs 65-85%, but banks differ widely. This guide compares BoA, Chase, East West, Citi and digital banks, analyses the top three rejection causes, shares three real cases, compares five opening routes on cost and timeline and lists interview traps.