What Do You Need to Open a US Personal Bank Account? 2026 Document List and Bank Selection
What do you need for a US personal account? From 20 years of practice, this guide explains passport, address proof and source of funds, the impact of SSN versus ITIN, traditional versus digital banks, and service, management and transfer fees, with three real cases on student channels, smooth opening with an SSN and non-resident assessment, plus remote opening feasibility and pitfalls.